Everything You Need to Know About Working Capital & Cash Credit

Capital loan is the solution to expand your business or day to day meets of your business or to increase your business turnover. The loan amount can be used for purchasing the raw material or purchase inventory or maintain a healthy level of cash for the ease in running your business and many ore other uses.

Capital loans fuel up your business’s growth. We offer you the best interest rate in the market for capital loans. Tenure can be a smaller or a long tenure, depending on your need for the loan. EMI’s can also be selected depending on your business growth story. The process for this loan is very transparent and flexible. We help you in running your business without any financial roadblocks.

 Eligibility Criteria for Working Capital & CR

► Minimum age of applicant: 22 years

► Maximum age of applicant at loan maturity: 65 years

► Years in business: Minimum 3 years

► Good CIBIL Score

► Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card /Photo Ration Card

► Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport

► Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth

► Latest ITR along with computation of income, B/S & P&L a/c for the last 3 years certified by a CA

► Proof of continuation: Trade license /Establishment /Sales Tax certificate

► Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)

► GST Registration and last 1 year GST returns